Privacy Statement
Web Privacy Policy Wording
Privacy Policy applicable to the Canadian Liberty Mutual Canada Quote site
The Liberty group of companies is committed to protecting your privacy on-line. This part of our website is for the use of our broker community to make it easier for us to do business together. Through this site you are likely to submit to us information about your business and data belonging to your clients. This privacy policy explains how we collect this personal data from brokers and what we may do with it.
Collection of Personal Data
We collect information about your business when you register with us to use the site (for example, information about your name, the broker organization you work for, postal address, e-mail address, telephone and fax numbers, and we may ask for demographic information). This information enables us to transact business with you using the Site.
In addition, you are likely to provide information about your clients. In relation to client personal data, you need to be sure that you collect the data on terms which permit us to process it in accordance with this policy. The data you give us is either manually or electronically stored in our databases.
Use of Information Provided to Liberty
We will only use the data you submit to us through this site to respond to your requests, to facilitate the underwriting process and to deal with any administrative issues, including renewal or claims handling. Occasionally we may use the information provide to us to keep you informed of changes to our service and of related products and events which we consider are likely to be of interest to you and your clients.
An individual has the right to access, review and, if applicable, correct the personal data held by us subject to certain exceptions established by law. Any request for access must be in writing and must provide satisfactory proof of the requestor’s identity and entitlement to receive the information.
Transfer of data outside Canada
We may disclose the information provided to us to other members of the Liberty group or to a third party service provider for the purposes set out in the paragraph above. Some of these entities may be located in the United States of America. Where we transfer your data abroad, we put in place appropriate safeguards to protect the security of personal data.
Disclosure of data to third parties
We will not disclose the information provided to us to third parties unless it is to enable us to provide the services you have requested, including claims handling, to respond to your requests, or where we are otherwise permitted to do so at law. Examples of the third parties to whom disclosure may be made includes reinsurers, claims adjusters, investigators, other insurers and our advisors such as loss adjusters, lawyers, accountants and auditors. These third parties will be required to maintain appropriate safeguards for the protection of the data which has been disclosed to them.
We may also disclose personal information if required to do so by law or if we believe that such action is necessary to protect and defend the rights, property or personal safety of website users (including us).
Non-personal information
We may automatically collect non-personal information about you such as the type of internet browser you use or the web site from which you linked to our site. You cannot be identified from this information and it is only used to assist us in improving our service.
We may disclose aggregate statistics about our website users to prospective partners, advertisers and other reputable third parties, but these statistics will not include any data that identifies an individual.
Cookies are pieces of information that a website transfers to your hard drive to store and sometimes track information about your use of the website and the aspects of it which were of interest to you. Most web browsers automatically accept cookies so as to maximize your use of the web sites you access, but if you prefer, you can change your browser to prevent that. However, you may not be able to take full advantage of a website if you do so. Cookies are specific to the server that created them and cannot legally be accessed by other servers, which means they cannot be used to track your movements around the web.
We use cookies to estimate our audience size and patterns, track preferences and to improve and update our website.
Data Integrity and Security
We strive to maintain the reliability, accuracy and completeness of the personal data held within our databases and to protect the privacy and security of our databases. The security measures in place on our web site and computer systems aim to protect the loss, misuse or alteration of the information you provide to us. We keep your personal data only for as long as necessary for the purposes for which it was collected or to comply with any applicable legal reporting or document retention requirements.
Your acceptance of these terms
By using this site, you confirm that where applicable, you have obtained the necessary consents to the collection, use and disclosure of information (including personal data) for the purposes of assessing an application for insurance and that you consent to the collection and use of this information by Liberty in accordance with the terms of this privacy policy. Furthermore, any information provided to you containing any personal information of individuals can only be used for the purposes for which it is provided. If we change our privacy policy in any way, we will post these changes on this page. You are responsible for checking this privacy policy whenever you access the Site.
Governing Law:
This Privacy Policy forms part of our Site terms and conditions and as such shall be governed by and construed in accordance with the laws of Canada.
Contact details
Please email any questions, concerns or comments you have about these policies to privacycanada@libertyiu.com or write to Compliance Officer at Liberty Mutual Canada, 181 Bay Street, Brookfield Place, Suite 1000, Toronto, Ontario M5J 2T3